We offer a wide range of home purchase and refinance options designed to meet your personal needs.
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* Results are hypothetical and may not be accurate. This is not a commitment to lend nor a preapproval. Consult a financial professional for full details.
See All Mortgage CalculatorsLow mortgage rates, self-employed loans, FHA, VA, and jumbo loans with fast pre-approvals.
Cloud 1 Mortgage specializes in helping homebuyers, homeowners, and self-employed individuals secure the best mortgage rates in Colorado, Georgia, Florida, and Michigan. Whether you are looking to purchase a home, refinance, or need flexible loan options, we provide fast approvals, low rates, and personalized service to make the home financing process simple.
Fast pre-approvals allow you to know what you qualify for in as little as 24 hours. We offer low down payment programs, including FHA, VA, and down payment assistance options. If you are self-employed or need a bank statement loan, we provide mortgage solutions without requiring W-2s or tax returns.
Our services also include ITIN and foreign national loans, making homeownership accessible for non-U.S. citizens and investors. For homeowners looking to refinance or cash out equity, we offer refinancing solutions to lower your payments or access funds. With competitive rates and personalized service, we help you find the best financing options tailored to your needs.
Colorado: Denver, Colorado Springs, Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, Boulder, Greeley, Centennial
Georgia: Atlanta, Augusta, Columbus, Macon, Savannah, Athens, Sandy Springs, Roswell, Johns Creek, Warner Robins, Albany, Alpharetta
Florida: Miami, Orlando, Tampa, Jacksonville, Tallahassee, St. Petersburg, Fort Lauderdale, Hialeah, Port St. Lucie, Cape Coral, Pembroke Pines, West Palm Beach
Michigan: Detroit, Grand Rapids, Warren, Sterling Heights, Ann Arbor, Lansing, Flint, Dearborn, Livonia, Troy, Westland, Farmington Hills
No matter where you are located in these states, our team is here to help you secure the best home financing options.
First-time homebuyer loans with affordable financing and expert guidance. FHA, VA, and USDA loan programs backed by the government with low credit requirements. Self-employed and bank statement loans designed for business owners and 1099 workers. Jumbo and conventional loans for high-value properties.
We offer refinancing and cash-out loans to help homeowners lower their rates or access home equity. ITIN and foreign national loans provide financing options for non-U.S. citizens and investors. If you are unsure which loan fits your needs, we will help you find the right mortgage for your situation.
At Cloud 1 Mortgage, we make home financing fast, simple, and stress-free. We offer a no-obligation consultation where you can call us or apply online. Our pre-approval process takes as little as 24 hours, allowing you to move forward with confidence. You will work directly with a dedicated mortgage expert to guide you every step of the way.
Serving clients in Colorado, Georgia, Florida, and Michigan.
Unlike big banks, we provide personalized service, faster approvals, and access to a wide range of loan options. Our goal is to help you achieve homeownership without unnecessary hurdles.
Whether you are in Denver, Atlanta, Miami, Detroit, or any city in between, our team is ready to assist you with expert mortgage solutions.
